Frequently Asked Questions

Let us help answer the most common questions you might have.

An Investment Advisor is an advisor who advises clients on monetary investments for a fee. “Investment advice” is an advice relating to investing in, purchasing, selling or dealing in securities or investment products, and advice on investment portfolio containing securities or investment products (including investment planning) for the benefit of the client.

SEBI regulations apply to investment advisors regarding registration, certification, capital adequacy, risk profiling and suitability, disclosures to made, code of conduct, records to be maintained, manner of conducting inspection, etc. All registered advisors need to obtain certificate from SEBI that mandates they meet these regulations.

Most advisors have a large spread of their client’s portfolio and invest in over 30 stocks. We have a focused approach of investing in fewer good-quality growth stocks. InvesQ distinguishes itself from the majority of investment advisors in India by offering these features – limited concentrated stock investing, constant monitoring of portfolio, robust research methodology, low churn (exit and entry amongst stocks in portfolio) and curated investment offerings.

Yes, any investment in equity comes with certain risks. A prudent investor understands that there are risks to any and every investment. Our philosophy and approach to investing aims at minimizing portfolio risk and at the same time maximizing returns potential. We continuously monitor our recommended investments so that timely actions can be taken when needed. Market returns do vary across asset classes and due to changing dynamics. While this involves risk – it also awards the opportunity for benefit of gaining from these variations.

Our fee structure is governed by SEBI regulations. We charge an annual fee of 2.5% (excluding GST) of Assets Under Advice.

There are a few advantages of Investment advisory services vs Mutual Fund/PMS

  • Mutual funds pool in “mutual or combined investments” from various investors
  • Customization is not possible to individual investor needs
  • Equity Mutual Fund schemes typically invest in 25 – 70 companies; hence they end up diluting the quality of businesses that they own as also returns tend to be average
  • In Mutual Funds and PMS the entire investable amount is to be given by the investor

Investment advisory

  • Each investment is specific to the investor. Portfolios are not pooled, but distinct.
  • The ownership of shares lies with the investor – it is managed by (and on advice) of the investment advisor
  • The investment advisor provides professional services on a personalised, ongoing basis

We do not prescribe a minimum entry (or maximum) level of investment. However, access to more privileged services may require a minimum commitment.